Fiat vs crypto: the two rails

Every job runs on one of two settlement rails. The hire → fund → approve workflow is identical; only the money layer differs.

Fiat (Stripe)

• Escrow held in Stripe. Funded by card via hosted Checkout.
• Payouts via Stripe Connect.
• Disputes resolved by FiduWork admins.

Crypto (USDC on Sepolia)

• Escrow held in an audited on-chain contract. Funded in USDC.
• Requires a linked wallet on both sides.
• Disputes resolved by a staked juror panel.